Terms of Service
1. Acceptance of terms
By accessing Fenn.cash or interacting with the Fenn protocol (the “Protocol”), you agree to be bound by these Terms of Service. If you do not agree, do not use the site or the Protocol. Fenn is a non-custodial, decentralized lending interface deployed to Robinhood Chain (chain ID 4663). It is provided by Fenn Labs and its contributors.
2. Non-custodial nature
Fenn never takes custody of your assets. You remain in control of your private keys at all times. Loss or compromise of your keys is your responsibility, and Fenn cannot recover funds. All transactions are executed directly by you through your own wallet.
3. No affiliation with Robinhood
Fenn is an independent project and is not affiliated with, endorsed by, or sponsored by Robinhood Markets, Inc. “Robinhood” and all related names and logos are trademarks of their respective owners and are referenced solely to identify the network on which the Protocol operates. USDG is issued by the Global Dollar Network; Fenn does not issue, mint, or redeem USDG or any tokenized equity.
4. Not financial advice; no solicitation
Nothing on this site or in the Protocol constitutes investment, legal, tax, or financial advice, nor an offer or solicitation to buy or sell any security. Tokenized equities referenced by the Protocol are blockchain representations made available by third parties and are subject to availability and eligibility restrictions. You should conduct your own research and consult a licensed professional where appropriate.
5. No securities offering
No token, asset, or product described on this site is offered or sold as a security under U.S. federal or state securities laws or those of any other jurisdiction. The Protocol does not issue any token.
6. Risks
Using the Protocol involves significant risks, including but not limited to:
- Liquidation risk — if the value of your collateral falls to the liquidation threshold, your collateral may be sold to cover your debt, and you may lose some or all of it.
- Smart-contract risk — the Protocol’s code may contain bugs or vulnerabilities that result in loss of funds.
- Oracle risk — prices rely on third-party Chainlink feeds; stale or manipulated prices may trigger incorrect liquidations.
- Asset volatility — equities and crypto assets can gap, and market conditions can change rapidly and outside trading hours.
- Regulatory risk — laws governing tokenized assets, lending, and decentralized protocols vary by jurisdiction and may change.
7. Compliance and prohibited use
You represent that (a) you are not located in, and are not a resident or citizen of, any jurisdiction in which your use of the Protocol is prohibited, and (b) you are not subject to sanctions administered or enforced by the U.S. Office of Foreign Assets Control (OFAC), the U.S. Department of the Treasury, or any equivalent authority, and you are not acting on behalf of any such person. Transactions from sanctioned or otherwise restricted addresses are screened at the protocol layer and may be excluded. You agree not to use the Protocol for any unlawful purpose.
8. Software provided “as is”
The Protocol, its interfaces, and all related materials are provided “as is” and “as available” without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. To the maximum extent permitted by law, Fenn Labs and its contributors disclaim all liability for any loss or damage arising from your use of the Protocol.
9. Intellectual property
The Fenn name, logo, and original site content are the property of their respective owners and may not be used without permission. Third-party logos (including stock and ETF marks) are the property of their respective owners and are displayed for identification only.
10. Changes
These terms may be updated from time to time. Continued use of the site after changes constitutes acceptance of the revised terms.